Environmental Liability

Send in your submission

Environmental Liability

Our pollution liability offering addresses the core risks faced by any company operating from a site they own, lease or control, from their contracting activities at third-party or project sites, or from transportation activities performed in connection with the business. This includes the costs to clean up their own property or surrounding land and water, liability for third party bodily injury, property damage and cleanup costs, damage to natural resources, plus costs incurred in responding to an emergency.

Target Markets

  • Commercial, residential & industrial construction
  • Demolition
  • Electrical contracting
  • Engineering
  • Excavation & site grading
  • Highway and bridge construction
  • Logging & site clearance
  • Mechanical/industrial equipment installation & maintenance
  • Single projects
  • Commercial real estate
  • Depots & yards
  • Manufacturing
  • Port terminals
  • Power generation (other than coal)
  • Retail, office and leisure
  • Warehousing & logistics
  • Waste transfer sites

Product Highlights

  • Minimum Deductible – $2,500
  • Limits up to $15,000,000
  • Coverage included in all products:
    • Retroactive cover provided
    • Cover for fines and penalties where insurable by law
    • Cover for non-owned disposal sites available
    • Policies on a primary or excess follow-form basis
    • Emergency costs covered to full policy limits
    • Extended reporting period of 90 days as standard
  • Contractors Pollution Liability (CPL) Product Specific Coverages:
    • Cover can be purchased on an annual or project specific basis
    • Project policies provided with periods up to five years and an option for occurrence coverage
    • Covers use of watercraft as part of contracting activities
  • Site Pollution Liability (SPL) Product Specific Coverages:
    • Clean up of property follows discovery of pollution – no regulatory investigation required
    • Includes costs to restore your property damaged as a result of cleanup works
    • Clean up of asbestos in soil and water included
  • The Pollution Liability product combines features of both the CPL and SPL products and includes:
    • Clean up of property follows discovery of pollution – no regulatory investigation required
    • Includes costs to restore your property damaged as a result of cleanup works
    • Clean up of asbestos in soil and water included
    • Covers use of watercraft as part of contracting activities

Submit your applications to: underwriting@taycon.ca