We define orphan risk as any kind of risk that is hard to place because the usual carriers’ systems and processes don’t make it easy to assess and underwrite it.
Equipment Breakdown offers broad protection, including coverage for a breakdown of equipment due to common occurrences.
Our general liability insurance solutions are competitively priced and designed to provide broad insurance coverage for your unique business.
We have capacity for Miscellaneous Professional Liability and Medical Malpractice.
Our management liability offering covers the range of traditional and emerging risks faced at board-level, to kidnap and ransom and cyber liability, with a lot more in between.
Our pollution liability offering addresses the core risks faced by any company operating from a site they own, lease or control, from their contracting activities at third-party or project sites, or from transportation activities performed in connection with the business.
Cyber insurance is designed to protect businesses against the financial loss resulting from a range of cyber threats and exposures, including cybercrime, data breaches, and system interruption.
We can offer excess cover to top up Professional Liability, General Liability, or Cyber coverage.
For many businesses, much of their value lies in what makes them unique. That’s why it’s vitally important to protect the patents, trade marks, copyrights, and other intellectual property that makes the business competitive and successful.
KIDNAP & RANSOM COVERAGE
In today’s global economy, it’s a very real threat: the possibility of kidnap, extortion or illegal detention. Each year, there are about 15,000 such incidents, and they generate about half a billion dollars in ransoms paid to criminals and their causes.
This product is aimed at a wide range of industries, including food and beverage, nutraceuticals, automotive components, consumer products, non-invasive medical devices and more.
Unfortunately, the threat of terrorism and other acts of mass violence is ever-present. Whether impacted directly or indirectly, when these acts do occur they can have a significant impact on a company’s property, employees and its ability to trade.
Transaction liability insurance products are structured to protect against financial loss arising because of inaccuracies in representations or warranties made in share and asset purchase agreements.
Captive Insurance solutions are becoming an increasingly common risk management tool. A method of self-insuring, the insured invests their own capital, retaining a portion of the risk rather than transferring it to an insurer.