Nationwide – excluding Quebec.
AM Best rated A and A+ carriers.
- Broad Form cover or Fire & Extended Coverages
- Replacement Cost or Actual Cash Value
- Residential or Commercial Property up to $2,000,000
- Commercial Liability (Premises only) up to $2,000,000
- 3-, 6-, 9- or 12-month policy options
- Aesthetic renovations can be covered
- Pro-rata cancellations (subject to minimum premium)
- By-Laws coverage available on Broad Form
- Various deductible options ($1,000 minimum)
- Vandalism and Malicious Acts
- Fire Protective Equipment Leakage
- Earthquake (certain areas)
- Up to 24 months maximum vacancy period