Vacant Property

Territory

Nationwide – excluding Quebec.

Rating

AM Best rated A and A+ carriers.

Features

  • Broad Form cover or Fire & Extended Coverages
  • Replacement Cost or Actual Cash Value
  • Residential or Commercial Property up to $2,000,000
  • Commercial Liability (Premises only) up to $2,000,000
  • 3-, 6-, 9- or 12-month policy options
  • Aesthetic renovations can be covered
  • Pro-rata cancellations (subject to minimum premium)
  • Coverage
  • By-Laws coverage available on Broad Form
  • Contents
  • Various deductible options ($1,000 minimum)
  • Vandalism and Malicious Acts
  • Fire Protective Equipment Leakage
  • Earthquake (certain areas)
  • Up to 24 months maximum vacancy period